docs(README.md): update payment information to include GPT-4 cost comparison

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## Payments
You pay for your own requests to OpenAI API. OpenCommit uses ChatGPT official model, that is ~10x times cheaper than GPT-3.
You pay for your own requests to OpenAI API. OpenCommit uses ChatGPT official model, that is ~10x times cheaper than GPT-3 and ~6x times cheaper than GPT-4.